Government-backed scheme · Launched 27 October 2026
Solar and batteries with the government-backed Warm Homes Loan
Up to £30,000 towards solar panels and a battery, spread over time with a government-approved lender. The scheme only funds work by MCS-certified installers – that’s us, with our own engineers on every job.
MCS-certified installer · Scheme-ready quotes
Quote request
Get a scheme-ready quote
Tell us about your home and whether you’re interested in solar panels, a battery or both. Mention the Warm Homes Loan and we’ll call you to talk it through.
L&R Renewables isn’t a lender and doesn’t arrange credit. You apply to a participating lender with our quote.
MCS certified
NAPIT registered
TrustMark approved
Fully insured
England, Wales & southern Scotland
Government-backed
Up to £15,000 for solar, and up to £15,000 for a battery.
The Warm Homes Loan Scheme is part of the government’s Warm Homes Plan. The government is putting £300 million into approved lenders so they can offer cheaper loans for home energy upgrades than a standard bank loan. For how the scheme works and which lenders take part, see how the Warm Homes loan scheme works, and our guide to solar panel grants. Planning a full system? See solar panel installations.
Solar panels
Up to £15,000
A solar PV system designed around your roof and fitted by our own engineers.
Battery storage
Up to £15,000
With new solar panels, or added to the solar you already have.
Who can apply
Homeowners and landlords
No income threshold and no minimum EPC rating. Lenders run their own credit and affordability checks.
How it works
From survey to switch-on, in four steps.
01
Survey and quote
One of our engineers surveys your home and gives you a clear, itemised written quote that meets the scheme’s requirements.
02
Apply to a lender
You apply to a participating lender with our quote. They run their checks and confirm what you can borrow.
03
We install
Once you’re approved, our own engineers fit your panels and battery. We don’t use subcontractors.
04
Certified and registered
We register the installation with MCS and give you the certificate and paperwork the lender needs.
Scheme-ready quotes
Your quote, ready for the lender.
Lenders check your installer’s quote before they approve a loan, and a quote with missing details can hold up your application. Every L&R solar and battery quote includes:
- Our MCS certification number
- Your full installation address
- An itemised cost breakdown
- The system size in kW
- Your name, on our company letterhead, with the date it was issued
Not every lender works with every installer. Some, such as Sunsave, only finance systems they install themselves, while others accept a quote from any MCS-certified installer. Check with the lender before you apply, and see the full list of lenders on the GOV.UK Warm Homes Loan Scheme factsheet.
Reviews
What our customers say
“Really impressed with L & R Renewables from start to finish. The solar and battery installation was handled professionally, the team were friendly, tidy and explained everything clearly.”
Checkatrade review, solar and battery installation, HD5, October 2026
“Excellent service from L & R Renewables from start to finish. The team were professional, knowledgeable and easy to deal with, explaining everything clearly with no pressure.”
Checkatrade review, battery installation, BD23, September 2026
“Booked an annual service and clean for our solar panels. Everything was completed professionally, and we received a detailed report explaining the condition of the system and any recommendations for the future. Friendly, reliable and reasonably priced.”
Checkatrade review, annual service and clean, CM1, August 2026
Questions
Warm Homes Loan Scheme questions
Not answered here? Call 0800 156 0191, Monday to Friday, 9:00am–5:00pm.
Is the Warm Homes Loan Scheme a grant?
No. It’s a loan from a participating lender that you repay over time. The government funding is used to reduce the cost of borrowing, not to pay for the work outright.
Do I apply for the loan through L&R?
You apply to a participating lender. We survey your home, give you the MCS-certified quote the lender needs and fit the system once your loan is approved. L&R Renewables isn’t a lender and doesn’t arrange or advise on credit.
How much can I borrow?
The scheme allows up to £15,000 for solar panels and up to £15,000 for battery storage. What you’re offered depends on the lender’s own checks.
Can I use any participating lender with an L&R quote?
Not always. Some lenders only finance installations by their own installers – Sunsave, for example, only lends on systems it fits itself. Others accept a quote from any MCS-certified installer. Check with the lender before you apply.
Can I add a battery to the solar panels I already have?
Yes. Battery storage is covered by the scheme on its own, and we fit batteries to most makes of inverter. More about battery storage.
Which areas do you cover?
Our engineers cover England, Wales and southern Scotland: Glasgow, Edinburgh and south. Call 0800 156 0191 to confirm cover for your postcode.
Ready when you are
Find out if the scheme could work for your home.
We’ll call you back to talk it through, and you get a clear written quote before any work starts. Mon–Fri 9:00am–5:00pm.
L&R Renewables Ltd is an MCS-certified installer. We are not a lender and do not arrange or advise on credit. Warm Homes Loan Scheme loans are provided by participating lenders, subject to their own eligibility, credit and affordability checks. Scheme details are from GOV.UK and were correct on 28 October 2026.